I
wanted to share my story.
My sister and I were never particularly close. Mom died (an only
child) 12 years ago, dad remarried a woman with 4 kids (whole other
story) and moved to Florida leaving us to care for our grandparents.
Gramma was the strong one, Grampa has always been like a little
boy. When Gramma, at age 85 developed cancer my sister and I decided
to take charge. Gramma was relieved.
We
took turns taking her for treatment, got Grampa's driving priveleges
revoked (long overdue) and were with them every single day until
she died in my arms in January 2003. Not one day went by that my
sister and I didn't call each other to update on the day's events
with them both. We sent each other cards, bought each other little
gifts, just to let the other know how much she was appreciated.
Now we are dealing with a 91 year old man, who is incontinent, deaf,
suffering from dementia, and is really a pain in the rear. But he's
our Grampa, and helped raise us and we really love him. It's our
turn to take care of him.
We
both applied to the court for co-guardianship and co-conservatorship.
We had to forcefully move him to assisted living where we still
visit every day. Every move we make has to be decided together.
When we moved him we had to clean out a house that was worth a lot
of money, but hadn't been cleaned or updated in 35 years. My sister
wanted the dining room set, no problem, take it. I wanted the photo
albums, no problem, take it. We are both named in the will, but
I think sharing the responsibility of the personal care of our grandparents
has brought us closer and made us realize that things are just things.
As long as we remain a team. If I die first, she gets the photo
albums. If she dies first I get the dining set.
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My
mother passed away in 1995. There was a considerable sized estate
from my mother, left to her by her parents and aunt. She left everything
to my father. She was very open about the fact if she died first,
that he was to promise to be sure that his second wife did not get
everything (e.g. money, jewelry, doulton figurines, etc.) and that
we three children would be left the estate.
Two years later, my
father remarried a widowed friend of theirs. There was a prenuptial
agreement at the time of the marriage, whereby each of their estates
would be left to their children from their first marriage. About
two years ago, he let it slip that he had changed his will and left
everything to the new wife, for "tax purposes". He also
has a large estate, mostly in retirement savings. He is very secretive
about financial matters. We wouldn't have even known we were disinherited
except he said something by accident and we figured it out.
To make
a long story short, he says that the new wife has promised to give
us the money "when she doesn't need it any more!" and
that we are not to worry because she will only spend a little of
it. My brother and I have seen a lawyer, but he said it is totally
at his discretion to dispose of his estate, as our mother gave him
everything outright, even though the intention was for us to inherit.
Also, my father is 77 years old and we suspect he is developing
Alzheimer's. Anyway, we have not spoken to or seen him since. It
is a very sad situation and my brother, sister and I are making
sure our estates are set up more equitably.
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For
years, my husband helped his elderly unmarried aunt with her affairs,
as he was her closest living relative. (Several grand-nieces and
second- or third-cousins live in other states, but did not visit
or regularly correspond with her.) She named my husband as her personal
representative in her will -- but unbeknownst to us, she changed
her will every several months, and repeatedly moved her financial
accounts from one bank to another. She did not have a large estate;
in fact, we often helped her out with cash gifts, but she liked
to give the impression that she was very well off. During this time,
we learned that a distant relative in another state had managed
to prey on her with his hard luck stories -- and she responded by
sending him thousands of dollars over several years.
The
day she died (at age 89), she and my husband were to meet at her
latest bank to go over her accounts. Unfortunately, she died four
hours before this meeting. That's when all hell broke loose!
No
one came to her funeral except my husband, daughter and me. The
family in other states were "too busy", but all immediately
asked about the status of her "enormous" estate. When
my husband and I visited her attorney, we learned that she wrote
at least 15 wills over the years -- and that she divided up her
estate (total value of less than $50,000) among numerous distant
relatives, including one who is presumed dead. Further, she apparently
made a number of "loans" to some of these folks -- or
at least that's what her notes said, but no signed agreements were
found.
My
husband spent nearly three years trying to settle this estate -
complicated by accusations from several distant relatives that he
was hiding assets because "everyone knew that she was rich."
He tried to reclaim these so-called "loans". And all this
time, the attorney fees just kept adding up. Bottom line: He finally
resigned as personal representative as his health was being negatively
affected by all the stress.....the estate still is not settled.....at
last account, it's value is less than $30,000....and family members
are in full battle mode suing each other! The only one who's happy
is the relative who conned her out of nearly $15,000 in "gifts"
while she was still alive. So sad.
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I
heard you on a late night talk show. Bless you for trying to help
families avoid ugly fights over money and things. We need more lawyers
like you! I'd like to share a little of the greed that has gone
down in my own family.
My
great grandmother died in the 1940's. She had six children, all
living. She left a great deal of money in her house as she didn't
believe in banks. I was told it was $90,000. She had promised my
mother that she would be able to buy a home with the money she was
leaving her. After her death one of her sons went to the house and
took all the money and whatever written statements my great grandmother
had left about the distribution of the money. He, of
course, denied it and no one ever saw a penny of it again, nor could
anyone prove he had taken it.
Many
years later, my great grandmother's daughter, my grandmother, owned
a summer home with six lots of land. She gave one lot with a house
on it to her only son when he married and the other lots were to
be given to her three daughters upon her death. In the meantime,
her son, my uncle, asked to see the deed to the properties. (His
wife believed the oldest son should inherit everything.) He went
to the bank and forged my grandmother's name and turned all the
properties over to himself. My loving grandmother was always one
to avoid family fights and she let him get away with it, believing
in her naivete that the land wasn't worth very much.
It
is sad when families choose greed over relationships. My uncle was
the only greedy person in my family. I feel blessed to be part of
a very loving, generous, warmhearted family. They have been my support
and strength all of my life and when my much loved grandmother died
there wasn't a bit of squabbling over any remaining money or belongings.
But my uncle did show up to ask if there was anything left for him!!
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I
heard you on a radio station today and I thought about my wife's
family and the big mess they're going to have when their father
dies. He is sort of a laid back, whatever happens will happen type.
One of his kids is a 'get what I can at any cost' type.
There
is a farm, and mineral rights, and antiques, and sentemental stuff
that are going to rip them apart when he dies. And then throw in
his new ladyfriend who he found after their mother died who has
already collected from three previous manfriends who died on her
watch.
I'm thinking I may need to buy this book.
As for me I don't have a pony in this race. We don't want, or need
anything from the estate, but I am worried about what will happen
to the rest of the heirs and their relations.
And
now a story about a family fight...
My
Grandmother was a hoarder, she saved everything. She was a young
woman during the depression, so she thew nothing away. She would
save cottage cheese containers and use them as tupperware, or bread
sacks as ziplocks. So her cupoards and attic and garage were quite
a clutter of stuff that sould have been in a landfill.
When my Grandmother was on her deathbed, she knew she was going,
and she knew the personalities of all the people gathered around.
She told everyone that there was a large amount of money hidden
in her house, and then winked at me.
That
house was cleaned out in record time. My brother, who was her care-taker
of sorts, knew where the "fortune" of $2000 was, and took
great pleasure in watching the other members of the "family"
clean out the house for the estate sale, looking for the money.
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